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Modest Millionaires

Financial Independence Through Simplicity

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Author: Ms. Mod

We are young 30-something parents from the province of Quebec and this blog documents our simple journey to reaching financial independence by 2025.
Lifestyle

The Challenge of Planning the Transition to FI

2020-09-232020-09-23 Ms. Mod2 Comments

I’ve often written about how I try to make the best of the journey to financial independence by integrating my core values and related activities in my present. While all of this sounds lovely and wise, in practice it can get really challenging and even more so when it comes to planning the transition to… Continue reading The Challenge of Planning the Transition to FI

Budget

Yearly Savings Tracker – September Update

2020-09-092020-09-09 Ms. ModLeave a comment

September always feels like a great time to double down on my yearly goals. That back-to-school feeling combined with the fact that there is still a quarter of the year to make things happen seems to give me some extra motivation to make the most of this time. This year is a little different though.… Continue reading Yearly Savings Tracker – September Update

Lifestyle

Practicing our FI Life

2020-08-262020-08-25 Ms. Mod1 Comment

Whenever we take time off from work I like to think that we are practicing our FI life. What is our ideal lifestyle if work becomes optional for us? What is the right balance of activities that makes everyone in the family happiest and feeling fulfilled? I know I’m not the only one doing this… Continue reading Practicing our FI Life

Lifestyle

Surround Yourself With Inspiration

2020-08-122020-08-26 Ms. Mod3 Comments

The more you surround yourself with inspiration, the more opportunity you find to make progress with your goals and stay accountable. Inspiration can come in many forms. Essentially it represents examples highlighting how others have accomplished goals you want to achieve or surrounding yourself with people, who, in your eyes, behave in inspiring ways. This… Continue reading Surround Yourself With Inspiration

Budget

A Simple Bare-Bones Budget

2020-07-292020-07-29 Ms. ModLeave a comment

In the uncertainty of the current times, I’ve been so grateful that we have been tracking our expenses so diligently since at least 2014. Thanks to this habit, we have a pretty good idea of a simple bare-bones budget that we could implement by reducing certain expenses that we consider as discretionary expenses should we… Continue reading A Simple Bare-Bones Budget

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Welcome

We are young 30-something parents from the province of Quebec and this blog documents our simple journey to reaching financial independence by 2025.

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Recent Posts

  • A Positive Approach to Your Finances
  • First Month of my Sabbatical to test Coast FI
  • Simple ways to stick to good money habits
  • Taking a Sabbatical to test Coast FI
  • Congrats Purple who reached FIRE at 30!

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