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Modest Millionaires

Financial Independence Through Simplicity

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Author: Ms. Mod

We are young 30-something parents from the province of Quebec and this blog documents our simple journey to reaching financial independence by 2025.
Objectives

Congrats Purple who reached FIRE at 30!

2020-10-012020-10-01 Ms. Mod1 Comment

Let me interrupt the regular schedule on this blog for a very special congratulations to my friend Purple from A Purple Life on her last day of work! This impressive lady has accumulated over 500K in networth in just about 9 years and took the courageous move of quitting her job and declaring herself FIREd… Continue reading Congrats Purple who reached FIRE at 30!

Lifestyle

The Challenge of Planning the Transition to FI

2020-09-232020-09-23 Ms. Mod2 Comments

I’ve often written about how I try to make the best of the journey to financial independence by integrating my core values and related activities in my present. While all of this sounds lovely and wise, in practice it can get really challenging and even more so when it comes to planning the transition to… Continue reading The Challenge of Planning the Transition to FI

Lifestyle

Practicing our FI Life

2020-08-262024-11-27 Ms. Mod1 Comment

Whenever we take time off from work I like to think that we are practicing our FI life. What is our ideal lifestyle if work becomes optional for us? What is the right balance of activities that makes everyone in the family happiest and feeling fulfilled? I know I’m not the only one doing this… Continue reading Practicing our FI Life

Lifestyle

Surround Yourself With Inspiration

2020-08-122024-11-27 Ms. Mod3 Comments

The more you surround yourself with inspiration, the more opportunity you find to make progress with your goals and stay accountable. Inspiration can come in many forms. Essentially it represents examples highlighting how others have accomplished goals you want to achieve or surrounding yourself with people, who, in your eyes, behave in inspiring ways. This… Continue reading Surround Yourself With Inspiration

Budget

A Simple Bare-Bones Budget

2020-07-292024-11-27 Ms. ModLeave a comment

In the uncertainty of the current times, I’ve been so grateful that we have been tracking our expenses so diligently since at least 2014. Thanks to this habit, we have a pretty good idea of a simple bare-bones budget that we could implement by reducing certain expenses that we consider as discretionary expenses should we… Continue reading A Simple Bare-Bones Budget

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Welcome

We are young 30-something parents from the province of Quebec and this blog documents our simple journey to reaching financial independence by 2025.
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Recent Posts

  • Financial Freedom & Wellbeing: How Stress Management Paves the Way
  • Knowing where to focus your energy – an update
  • Quantifying your dreams to make them happen
  • Lessons from my first year of semi-retirement
  • The Payoff of Investing in Your Health Now

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