September always feels like a great time to double down on my yearly goals. That back-to-school feeling combined with the fact that there is still a quarter of the year to make things happen seems to give me some extra motivation to make the most of this time. This year is a little different though.… Continue reading Yearly Savings Tracker – September Update
In the uncertainty of the current times, I’ve been so grateful that we have been tracking our expenses so diligently since at least 2014. Thanks to this habit, we have a pretty good idea of a simple bare-bones budget that we could implement by reducing certain expenses that we consider as discretionary expenses should we… Continue reading A Simple Bare-Bones Budget
When the pandemic started, I initially thought that we would be like frogs in a boiling pot. Slowly getting used to this crisis and finding a new normal, not perceiving the danger of slowly getting cooked. Looking back 4 months later, I’m not sure if I was right or not. I still feel like there… Continue reading Trying to Cope through a Pandemic
I’m so excited that my little blog is turning 3 years old today! If I would have known how much goodness documenting our journey towards financial independence would bring to my life I would have started it years before. 2019 on the blog: This was, by far, my most consistent year of writing. In 2017… Continue reading ModestMillionaires is 3 Years Old!
Life as a parent is often hectic and the circumstances can make it difficult to stay motivated to reach your goals and financial objectives. Add in work, side-hustles, projects, caring for pets, maintaining our living space and all the rest of these things that need our attention, and it honestly gets barely manageable. You feel… Continue reading Reach Your Goals When Life Gets Chaotic