To manage our money, every December or January, I’ll prepare a yearly savings plan. This plan is simply a spreadsheet to project out week by week the money that comes and goes from my checking account. It’ll help me plan and keep track of the total amount I’ll be saving in my TFSAs as well… Continue reading My Yearly Savings Plan Worksheet
With June already a full month behind us, it’s the perfect time for a mid-year review of the Modest Millionaires family progress in terms of spending and investments for 2019. Overview of our objectives for 2019 spending For 2019, in our 2018 spending & investment review we set a target level of annual spending of… Continue reading Mid-2019 Spending & Investments Review
While I’m working on simplifying our family’s life to make room for the things we value most, one thing that has been difficult for me is to be consistent with my gym routine. Reading Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones by James Clear last month has… Continue reading Hit the gym regularly with a smoother morning routine with the preschoolers
The past year was quite busy for our little family, as briefly described in our last article celebrating 2 years of blogging on ModestMillionaires. Let’s get into the financial side of 2018 with a detailed review of our spending and investments for that year. Overview of our income and spending Firstly, our combined income for… Continue reading 2018 Spending & Investments Review
That’s right! It has already been two years that I write (at an admittedly sporadic rhythm) to document our journey towards financial independence. While I don’t write nearly as much as I would like, I am very happy to maintain this blog and continue to pursue our trajectory towards financial independence. 2018 on the blog:… Continue reading ModestMillionaires is 2 Years Old!