Ever find yourself with a great plan to pay down debt or increase your savings but after a good couple of weeks of making progress, your old habits kick in and you start sabotaging yourself? Pursuing any financial goals requires good money habits and the discipline to keep up with these consistently through time. Even… Continue reading Simple ways to stick to good money habits
September always feels like a great time to double down on my yearly goals. That back-to-school feeling combined with the fact that there is still a quarter of the year to make things happen seems to give me some extra motivation to make the most of this time. This year is a little different though.… Continue reading Yearly Savings Tracker – September Update
In the uncertainty of the current times, I’ve been so grateful that we have been tracking our expenses so diligently since at least 2014. Thanks to this habit, we have a pretty good idea of a simple bare-bones budget that we could implement by reducing certain expenses that we consider as discretionary expenses should we… Continue reading A Simple Bare-Bones Budget
To manage our money, every December or January, I’ll prepare a yearly savings plan. This plan is simply a spreadsheet to project out week by week the money that comes and goes from my checking account. It’ll help me plan and keep track of the total amount I’ll be saving in my TFSAs as well… Continue reading My Yearly Savings Plan Worksheet
With June already a full month behind us, it’s the perfect time for a mid-year review of the Modest Millionaires family progress in terms of spending and investments for 2019. Overview of our objectives for 2019 spending For 2019, in our 2018 spending & investment review we set a target level of annual spending of… Continue reading Mid-2019 Spending & Investments Review
