Our mission to Reduce our Grocery Spending is off to a great start! In only 2 weeks we reduced our 2018 grocery average from $256/week to $248/week and it should keep going down if we keep up this spending rate. That’s already over $400 less on a yearly basis so it’s definitely worth the extra… Continue reading Results August 2018 : Mission Reduce our Grocery Spending
Frugality is similar to mindfulness, you can easily lose it for a while especially with the busy way we live today, but fortunately, it’s always possible to regain your sense of frugality by bringing your attention to the appropriate things in your life. In our case, our grocery spending has been steadily increasing since 2014… Continue reading Mission : Reduce our Grocery Spending
Despite the lack of new posts since last Fall, we want to reassure you that the Modest Millionaires family is still on the road to reach their financial independence and that we have not abandoned the idea of maintaining this blog to document this journey. Now that the (very busy) 2017 year is a thing of… Continue reading 2017 Spending & Investments Review and ModestMillionnaires is One Year Old!
A recurring debate in the personal finance world is the choice between paying off a mortgage vs investing in the market. The Modests Millionaires are of the point of view that, statistically speaking, investing in the market is financially more beneficial in the long run. However many psychological benefits of paying off your mortgage… Continue reading Why we Paid off our Mortgage Quickly
When we purchased our house in 2013, our plan was to pay off our mortgage in 5 years for the many reasons detailed out in our Why we decided to pay off our mortgage quickly post. We took many steps to achieve this goal and surpassed it by a full year when we made our final mortgage… Continue reading How we Paid Off our Mortgage in 4 years