Sign up here in order to get a free copy of my yearly tracking sheet for your own use:

This yearly tracking sheet allows me to visually see the fluctuation of my spending from month to month. It will also allow you to better visualize recurring expenses that only come a few times a year instead of on a monthly basis and as such, plan your liquidity needs accordingly.

To find out more about my own process to track my spending, visit my post entitled Establish a Realistic Budget by Tracking your Expenses.